1.
interest (on money)
the amount paid for borrowing money or earned on savings and investments
銀行の利子が低い。
The bank's interest rate is low.
借金の利子を払う。
I pay the interest on my debt.
預金につく利子はほとんどない。
There's almost no interest on savings deposits.
FORMATION:
利 (profit, benefit) + 子 (small part) → small profit from money
SYNONYMS:
- 利息 (interest - more formal, often used in banking contexts)
- 金利 (interest rate)
COLLOCATIONS:
- 利子が付く (to accrue interest)
- 利子を払う (to pay interest)
- 利子を受け取る (to receive interest)
JAPAN'S LOW INTEREST ERA:
Since the 1990s, Japan has maintained very low interest rates, making 利子が低い a common observation about bank savings.