(ぶんかつばら)

ぶんかつばらい
noun
installment payment
1. installment payment; payment in installments
a method of paying for something by dividing the total amount into multiple smaller payments over time
このテレビは分割払(ぶんかつばら)いで()った。
I bought this TV on installment payments.
分割払(ぶんかつばら)いだと手数料(てすうりょう)がかかる。
If you pay in installments, there's a handling fee.
3(かい)分割払(ぶんかつばら)いなら手数料(てすうりょう)無料(むりょう)です。
If it's three installments, there's no handling fee.

FORMATION:
分割(ぶんかつ) (division) + (はら)い (payment) → divided payment

ANTONYM:
一括払(いっかつばら)い (lump-sum payment, one-time payment)

COMMON VARIATIONS:

  • 3(かい)分割(ぶんかつ) (3 installments)
  • 6(かい)分割(ぶんかつ) (6 installments)
  • 12(かい)分割(ぶんかつ) (12 installments)

CREDIT CARDS IN JAPAN:
When paying by credit card in Japan, stores often ask "一括(いっかつ)ですか、分割(ぶんかつ)ですか?" (One payment or installments?)