1.
lump-sum payment; one-time payment
paying the full amount at once rather than in installments
一括払いでお願いします。
I'll pay in full, please.
一括払いなら割引があります。
There's a discount if you pay in full.
車を一括払いで購入するのは難しい。
It's difficult to buy a car with a lump-sum payment.
FORMATION:
一括 (all together) + 払い (payment) → payment all at once
ANTONYM:
分割払い (installment payment)
CREDIT CARD USAGE:
At Japanese stores, when paying by credit card, the cashier often asks:
"一括ですか?" (One payment?) or
"お支払いは何回ですか?" (How many payments?)
Answer: "一括で" (In one payment)
ADVANTAGES:
- No interest or handling fees
- Sometimes offers discounts
- Simpler accounting