(いっかつばら)

いっかつばらい
noun
lump-sum payment
1. lump-sum payment; one-time payment
paying the full amount at once rather than in installments
一括払(いっかつばら)いでお(ねが)いします。
I'll pay in full, please.
一括払(いっかつばら)いなら割引(わりびき)があります。
There's a discount if you pay in full.
(くるま)一括払(いっかつばら)いで購入(こうにゅう)するのは(むずか)しい。
It's difficult to buy a car with a lump-sum payment.

FORMATION:
一括(いっかつ) (all together) + (はら)い (payment) → payment all at once

ANTONYM:
分割払(ぶんかつばら)い (installment payment)

CREDIT CARD USAGE:
At Japanese stores, when paying by credit card, the cashier often asks:
"一括(いっかつ)ですか?" (One payment?) or
"お支払(しはら)いは何回(なんかい)ですか?" (How many payments?)

Answer: "一括(いっかつ)で" (In one payment)

ADVANTAGES:

  • No interest or handling fees
  • Sometimes offers discounts
  • Simpler accounting