掛(か)け金(きん)

かけきん
noun
premium; installment payment; stake; bet
1. premium; installment payment
A regular payment made toward insurance, a savings plan, or an installment scheme.
保険(ほけん)の掛(か)け金(きん)を毎月(まいつき)払(はら)っている。
I pay the insurance premium every month.
掛(か)け金(きん)が高(たか)いので、別(べつ)のプランに変(か)えたい。
The premiums are high, so I want to switch to a different plan.
年間(ねんかん)の掛(か)け金(きん)の総額(そうがく)を確認(かくにん)してから契約(けいやく)した方(ほう)がいい。
You should check the total annual premiums before signing the contract.
2. stake; wager; bet amount
The amount of money risked in a bet or gamble.
掛(か)け金(きん)を上(あ)げる。
Raise the bet.
掛(か)け金(きん)が大(おお)きいほどリスクも高(たか)い。
The larger the stake, the higher the risk.
掛(か)け金(きん)を全額(ぜんがく)失(うしな)って、後悔(こうかい)した。
I lost the entire bet and regretted it.

A compound of 掛(か)け (betting; installment) and 金(きん) (money). The two senses reflect different uses of 掛(か)ける: paying in installments or staking money on a gamble.

Sense 1 (insurance/installment payments) is the more common usage in everyday life. Japanese insurance discussions frequently use this term when comparing plans and costs.

Note: This word is distinct from 掛(か)け金(がね)/掛金(かけがね), which can also mean a latch or clasp (for doors). The reading {かけきん} specifically refers to money.

COMMON COLLOCATIONS:

  • 保険(ほけん)の掛(か)け金(きん): insurance premium
  • 掛(か)け金(きん)を払(はら)う: to pay premiums
  • 掛(か)け金(きん)を上(あ)げる: to raise the stake/premium
  • 月々(つきづき)の掛(か)け金(きん): monthly premiums

SIMILAR WORDS:

  • 保険料(ほけんりょう): insurance premium — the standard formal term for insurance payments
  • 賭(か)け金(きん): bet, wager — specifically for gambling; written with a different kanji for 賭(か)け
  • 積立金(つみたてきん): savings installment, reserve fund — money set aside regularly for future use
general
Added 2026.4.21 22:15
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