1.
out-of-pocket expense; self-pay; copayment; cost borne by the individual
The portion of a cost that an individual must pay themselves, as opposed to what is covered by insurance, government programs, or an employer.
自己負担は三割です。
The copayment is 30%.
This treatment is not covered by insurance, so you'll have to pay the full amount out of pocket.
A compound of 自己 (self) and 負担 (burden, cost). Most commonly used in the context of Japan's health insurance system, where patients typically pay 30% of medical costs out of pocket.
Japanese health insurance
In Japan's universal health insurance system, the standard 自己負担 rate is:
- 三割 (30%) for working-age adults
- 二割 (20%) for preschool children and certain elderly
- 一割 (10%) for elderly aged 75+
Common collocations
- 自己負担額 — out-of-pocket amount
- 自己負担割合 — copayment ratio
- 全額自己負担 — full self-pay (no insurance coverage)
- 自己負担ゼロ — zero copayment