1.
out-of-pocket expense; self-pay; copayment; cost borne by the individual
The portion of a cost that an individual must pay themselves, as opposed to what is covered by insurance, government programs, or an employer.
自己負担は三割です。
The copayment is 30%.
この治療は保険適用外なので、全額自己負担になります。
This treatment is not covered by insurance, so you'll have to pay the full amount out of pocket.
高齢者の医療費の自己負担割合が引き上げられることになった。
The out-of-pocket share of medical expenses for the elderly is to be raised.
A compound of 自己 (self) and 負担 (burden, cost). Most commonly used in the context of Japan's health insurance system, where patients typically pay 30% of medical costs out of pocket.
JAPANESE HEALTH INSURANCE:
In Japan's universal health insurance system, the standard 自己負担 rate is:
- 三割 (30%) for working-age adults
- 二割 (20%) for preschool children and certain elderly
- 一割 (10%) for elderly aged 75+
COMMON COLLOCATIONS:
- 自己負担額 — out-of-pocket amount
- 自己負担割合 — copayment ratio
- 全額自己負担 — full self-pay (no insurance coverage)
- 自己負担ゼロ — zero copayment
SIMILAR WORDS:
- 負担 — burden, cost (general)
- 実費 — actual cost, out-of-pocket expense (more about reimbursement)
- 窓口負担 — window payment, counter payment (synonym in medical context)