リボ払(ばら)い

りぼばらい

noun

revolving payment; revolving credit

1. revolving payment; revolving credit

A credit card payment method where the cardholder pays a fixed monthly amount regardless of total purchases. Short for リボルビング払(ばら)い. Known for accumulating high interest charges.

リボ払(ばら)いは利息(りそく)が高(たか)い。

Revolving payments have high interest.

カードの支払(しはら)いをリボ払(ばら)いに変更(へんこう)した。

I changed my card payment to revolving credit.

リボ払(ばら)いを使(つか)い続(つづ)けると、気(き)づかないうちに借金(しゃっきん)が膨(ふく)らむことがある。

If you keep using revolving payments, your debt can grow without you noticing.

Usage

A widely discussed financial topic in Japan. Consumer protection groups and financial advisors often warn against using revolving payments due to the high interest rates (typically 15% annually). Credit card companies sometimes encourage switching to revolving payments through promotions or points campaigns.

Common collocations

リボ払(ばら)いに変更(へんこう)する (to switch to revolving payment)
リボ払(ばら)いの残高(ざんだか) (revolving payment balance)
リボ払(ばら)いの手数料(てすうりょう) (revolving payment fees)
リボ払(ばら)い地獄(じごく) (revolving payment hell — debt trap)

Related Words

Compare: 一括購入(いっかつこうにゅう) (lump-sum purchase)

general

Added 2026.3.15 16:20 · Revised 2026.9.2 13:01

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