1.
automatic withdrawal; automatic debit; direct debit
A banking arrangement where recurring payments such as rent, utilities, or subscriptions are automatically deducted from a bank account on a set schedule.
家賃は自動引き落としにした。
I set up the rent for automatic withdrawal.
毎月の電気代は自動引き落としで払っている。
I pay the monthly electricity bill by automatic withdrawal.
自動引き落としの手続きをするには、銀行の届出印が必要です。
To set up automatic withdrawal, you need your registered bank seal.
A banking term for automatic deduction of payments from a bank account. Extremely common in daily life in Japan for paying recurring bills such as rent, utilities, insurance, and subscriptions. The process typically requires filling out a form at the bank with the registered seal (届出印).
COMMON COLLOCATIONS:
- 自動引き落としにする: to set up automatic withdrawal
- 自動引き落としの手続き: automatic withdrawal procedure
- 口座引き落とし: account debit (synonym)
SIMILAR WORDS:
- 口座振替 — account transfer (often interchangeable in practice)
- 自動振込 — automatic bank transfer (funds sent to another account)
- 引き落とし — withdrawal/debit (the non-automatic version)
CULTURAL NOTE:
In Japan, automatic withdrawal is one of the most common payment methods for bills, alongside convenience store payment (コンビニ}{払い) and credit card payment.