(さいけん)

さいけん
noun
credit, claim, receivable
1. credit, claim, receivable
A legal right to receive payment or performance from another party, such as money owed.
債権(さいけん)回収(かいしゅう)する。
Collect a receivable.
不良(ふりょう)債権(さいけん)処理(しょり)問題(もんだい)になっている。
The handling of bad debts has become a problem.
会社(かいしゃ)多額(たがく)債権(さいけん)保有(ほゆう)している。
The company holds a large amount of receivables.

債権(さいけん) is a legal and financial term referring to the right to receive payment.

COMMON EXPRESSIONS:

  • 債権(さいけん)(しゃ): creditor
  • 債権(さいけん)回収(かいしゅう): debt collection
  • 不良(ふりょう)債権(さいけん): bad debt/non-performing loan
  • 債権(さいけん)放棄(ほうき): debt forgiveness
  • 売掛(うりかけ)債権(さいけん): accounts receivable

OPPOSITE TERM:

  • 債務(さいむ): debt, obligation (what you owe)
  • 債権(さいけん)(しゃ) vs 債務(さいむ)(しゃ): creditor vs debtor

Note: 不良(ふりょう)債権(さいけん) became a major topic during Japan's "Lost Decade" economic downturn in the 1990s.