(ていとう)

ていとう
noun
mortgage; collateral; security
1. mortgage, security, collateral
Property or assets pledged as security for a loan, especially real estate used to secure a home loan.
(いえ)抵当(ていとう)()れてお(かね)()りた。
I borrowed money using my house as collateral.
抵当(ていとう)(けん)設定(せってい)する。
To set up a mortgage lien.
抵当(ていとう)(けん) = mortgage right/lien
ローン}{完済(かんさい)抵当(ていとう)(けん)抹消(まっしょう)された。
The mortgage was released when the loan was paid off.
この土地(とち)抵当(ていとう)(はい)っている。
This land is mortgaged.

LEGAL/FINANCIAL TERM:
抵当(ていとう) is a formal legal term for collateral, most commonly used in real estate mortgages.

KEY COMPOUNDS:

  • 抵当(ていとう)(けん): Mortgage right, lien
  • 抵当(ていとう)(ぶつ): Collateral, mortgaged property
  • 抵当(ていとう)(なが)れ: Foreclosure

COMMON EXPRESSIONS:

  • 抵当(ていとう)()れる: to put up as collateral
  • 抵当(ていとう)(はい)っている: to be mortgaged
  • 抵当(ていとう)(けん)設定(せってい)する: to establish a mortgage lien
  • 抵当(ていとう)(けん)抹消(まっしょう)する: to release a mortgage

TYPES IN JAPANESE LAW:

  • 抵当(ていとう): General mortgage (doesn't require possession transfer)
  • (しち): Pledge (requires possession transfer)

RELATED TERMS:

  • 担保(たんぽ): Security, collateral (more general term)
  • 住宅(じゅうたく)ローン: Home loan, mortgage
  • 不動産(ふどうさん): Real estate
  • 債権(さいけん): Credit, claim

NOTE: When buying property in Japan, understanding 抵当(ていとう)(けん) is essential as it appears on property registration (登記簿(とうきぼ)).