借金返済(しゃっきんへんさい)

しゃっきんへんさい
noun
debt repayment; paying off debts
finance
1. debt repayment; paying off debts
The act of paying back money that has been borrowed. Covers both the ongoing process of making payments and the goal of becoming debt-free.
借金返済(しゃっきんへんさい)に追(お)われている。
I'm hounded by debt repayment.
毎月(まいつき)の借金返済(しゃっきんへんさい)が家計(かけい)を圧迫(あっぱく)している。
Monthly debt repayments are squeezing the household budget.
計画(けいかく)的(てき)に借金返済(しゃっきんへんさい)を進(すす)めれば、三年(さんねん)で完済(かんさい)できる。
If you proceed with debt repayment in a planned manner, you can pay it off in three years.

A compound of 借金(しゃっきん) (debt, borrowed money) and 返済(へんさい) (repayment). This is a very common term in financial contexts, from personal finance blogs and advice columns to news about corporate and national debt.

In Japan, discussions of 借金返済(しゃっきんへんさい) frequently involve consumer loans, credit card debt, student loans, and housing loans. The topic is a major genre in personal finance media.

Common collocations

  • 借金返済(しゃっきんへんさい)に追(お)われる: to be burdened by debt repayment
  • 借金返済(しゃっきんへんさい)計画(けいかく): debt repayment plan
  • 借金返済(しゃっきんへんさい)を続(つづ)ける: to continue paying off debts
  • 借金返済(しゃっきんへんさい)が終(お)わる: to finish paying off debts

Related words

Related Words

Related: 完済(かんさい) (full repayment, paying off entirely)
general
Added 2026.4.21 22:12 · Revised 2026.9.2 13:02
24500/24924_shakkinhensai