預金(よきん)

よきん
noun
deposit; savings
1. deposit; savings
Money deposited in a bank account.
預金(よきん)を下(お)ろす。
To withdraw a deposit.
定期(ていき)預金(よきん)にする。
To put it in a fixed deposit.
預金(よきん)残高(ざんだか)を確認(かくにん)する。
To check the account balance.
毎月(まいつき)少(すこ)しずつ預金(よきん)している。
I deposit a little bit every month.
定期(ていき)預金(よきん)は普通(ふつう)預金(よきん)より利息(りそく)が高(たか)いが、すぐには下(お)ろせない。
Fixed deposits have higher interest than regular savings, but you can't withdraw the money right away.

預金(よきん) refers to money deposited in a bank account. The kanji break down as 預(よ) (entrust/deposit) + 金(きん) (money). It functions as a noun and as a する verb (預金(よきん)する = to deposit money).

TYPES OF DEPOSITS:

  • 普通(ふつう)預金(よきん): ordinary savings account (most common)
  • 定期(ていき)預金(よきん): fixed-term deposit (higher interest, locked period)
  • 当座(とうざ)預金(よきん): checking/current account

COMMON COLLOCATIONS:

CONTRAST WITH 貯金(ちょきん):
預金(よきん) refers specifically to bank deposits, while 貯金(ちょきん) means savings in general (including piggy banks, etc.). 貯金(ちょきん) is more casual and broader in scope.

Related Words

Synonym: 貯金(ちょきん) (saving money)
Related: 口座(こうざ) (bank account)
core
Added 2026.1.16 15:00 · Revised 2026.6.6 23:06
05000/05420_yokin