預 金(よきん)

よきん

noun

deposit; savings

1. deposit; savings

Money deposited in a bank account.

預金(よきん)を下(お)ろす。

To withdraw a deposit.

定期(ていき)預金(よきん)にする。

To put it in a fixed deposit.

預金(よきん)残高(ざんだか)を確認(かくにん)する。

To check the account balance.

毎月(まいつき)少(すこ)しずつ預金(よきん)している。

I deposit a little bit every month.

定期(ていき)預金(よきん)は普通(ふつう)預金(よきん)より利息(りそく)が高(たか)いが、すぐには下(お)ろせない。

Fixed deposits have higher interest than regular savings, but you can't withdraw the money right away.

預金(よきん) refers to money deposited in a bank account. The kanji break down as 預(よ) (entrust/deposit) + 金(きん) (money). It functions as a noun and as a する verb (預金(よきん)する = to deposit money).

Types of deposits

普通(ふつう)預金(よきん): ordinary savings account (most common)
定期(ていき)預金(よきん): fixed-term deposit (higher interest, locked period)
当座(とうざ)預金(よきん): checking/current account

Common collocations

預金(よきん)する: to deposit money
預金(よきん)を下(お)ろす: to withdraw money
預金(よきん)残高(ざんだか): account balance
預金(よきん)通帳(つうちょう): bankbook, passbook

CONTRAST WITH 貯金(ちょきん):
預金(よきん) refers specifically to bank deposits, while 貯金(ちょきん) means savings in general (including piggy banks, etc.). 貯金(ちょきん) is more casual and broader in scope.

Related Words

Synonym: 貯金(ちょきん) (saving money)

Related: 口座(こうざ) (bank account)

Related: 通帳(つうちょう) (bankbook, passbook)

Compare: 積立金(つみたてきん) (reserve fund)

core

Added 2026.1.16 15:00 · Revised 2026.9.2 13:01

05000/05420_yokin