積 立 金(つみたてきん)

つみたてきん

noun

reserve fund; savings; installment savings

businessmoney

1. reserve fund; savings; installment savings

Money set aside regularly for a specific future purpose — building repairs, retirement, a child's education, etc. Common contexts include condominium reserve funds and monthly savings plans.

毎月(まいつき)積立金(つみたてきん)を払(はら)っている。

I pay into a savings fund every month.

マンションの修繕(しゅうぜん)積立金(つみたてきん)が値上(ねあ)げされた。

The condo's repair reserve fund was increased.

老後(ろうご)の生活(せいかつ)のために、若(わか)いうちから積立金(つみたてきん)を始(はじ)めるのがいいだろう。

It's a good idea to start a savings plan while still young, for your retirement years.

Compound of 積立(つみた)て (the verb 積(つ)み立(た)てる, to accumulate) + 金(きん) (money). Implies regular, planned contributions rather than ad-hoc saving.

Common collocations

修繕(しゅうぜん)積立金(つみたてきん): building-repair reserve fund (condos)
退職(たいしょく)積立金(つみたてきん): retirement savings
積立金(つみたてきん)を払(はら)う: to pay into a savings fund
積立金(つみたてきん)を取(と)り崩(くず)す: to draw down the reserve fund

Similar words

貯金(ちょきん): savings — general term, not tied to a specific purpose
預金(よきん): bank deposit — money held in a bank account
基金(ききん): fund; foundation — large pooled money for an organizational purpose

Related Words

Compare: 貯金(ちょきん) (savings)

Compare: 預金(よきん) (bank deposit)

Compare: 基金(ききん) (fund)

Compare: 掛(か)け金(きん) (premium)

Compare: 予備費(よびひ) (contingency fund)

general

Added 2026.6.7 12:04 · Revised 2026.9.2 13:02

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