(つみたてきん)

つみたてきん
noun
reserve fund; savings; installment savings
1. reserve fund; savings; installment savings
Money set aside regularly for a specific future purpose — building repairs, retirement, a child's education, etc. Common contexts include condominium reserve funds and monthly savings plans.
毎月(まいつき)積立金(つみたてきん)(はら)っている。
I pay into a savings fund every month.
マンションの修繕(しゅうぜん)積立金(つみたてきん)値上(ねあ)げされた。
The condo's repair reserve fund was increased.
老後(ろうご)生活(せいかつ)のために、(わか)いうちから積立金(つみたてきん)(はじ)めるのがいいだろう。
It's a good idea to start a savings plan while still young, for your retirement years.

Compound of 積立(つみた)て (the verb ()()てる, to accumulate) + (きん) (money). Implies regular, planned contributions rather than ad-hoc saving.

COMMON COLLOCATIONS:

  • 修繕(しゅうぜん)積立金(つみたてきん): building-repair reserve fund (condos)
  • 退職(たいしょく)積立金(つみたてきん): retirement savings
  • 積立金(つみたてきん)(はら)う: to pay into a savings fund
  • 積立金(つみたてきん)()(くず)す: to draw down the reserve fund

SIMILAR WORDS:

  • 貯金(ちょきん): savings — general term, not tied to a specific purpose
  • 預金(よきん): bank deposit — money held in a bank account
  • 基金(ききん): fund; foundation — large pooled money for an organizational purpose