1.
reserve fund; savings; installment savings
Money set aside regularly for a specific future purpose — building repairs, retirement, a child's education, etc. Common contexts include condominium reserve funds and monthly savings plans.
毎月積立金を払っている。
I pay into a savings fund every month.
マンションの修繕積立金が値上げされた。
The condo's repair reserve fund was increased.
老後の生活のために、若いうちから積立金を始めるのがいいだろう。
It's a good idea to start a savings plan while still young, for your retirement years.
Compound of 積立て (the verb 積み立てる, to accumulate) + 金 (money). Implies regular, planned contributions rather than ad-hoc saving.
COMMON COLLOCATIONS:
- 修繕積立金: building-repair reserve fund (condos)
- 退職積立金: retirement savings
- 積立金を払う: to pay into a savings fund
- 積立金を取り崩す: to draw down the reserve fund
SIMILAR WORDS:
- 貯金: savings — general term, not tied to a specific purpose
- 預金: bank deposit — money held in a bank account
- 基金: fund; foundation — large pooled money for an organizational purpose