(ひきおと)

ひきおとし
noun
automatic deduction; direct debit
1. automatic deduction; direct debit; automatic withdrawal
A system where payments are automatically deducted from a bank account, commonly used for utility bills and subscriptions in Japan.
電気代(でんきだい)口座(こうざ)引落(ひきおと)しにしている。
I have my electricity bill set up for automatic deduction.
引落(ひきおと)()毎月(まいつき)27(にち)です。
The deduction date is the 27th of every month.
残高(ざんだか)不足(ぶそく)引落(ひきおと)しができなかった。
The automatic deduction failed due to insufficient balance.

WORD STRUCTURE:
(ひき) (pull) + (おと)し (drop) - literally "pulling down" money from an account

ALTERNATIVE EXPRESSIONS:

  • 自動引落(じどうひきおと)し - automatic deduction
  • 口座振替(こうざふりかえ) - account transfer (more formal)
  • 自動振替(じどうふりかえ) - automatic transfer

COMMON COLLOCATIONS:

  • 口座(こうざ)引落(ひきおと)し - bank account deduction
  • 引落(ひきおと)() - deduction date
  • 引落(ひきおと)口座(こうざ) - account for deductions
  • 引落(ひきおと)しを設定(せってい)する - to set up automatic deduction
  • 引落(ひきおと)しができる(できない) - deduction can/cannot be processed

COMMON USES IN JAPAN:

  • 公共料金(こうきょうりょうきん) - utility bills (electricity, gas, water)
  • 家賃(やちん) - rent
  • クレジットカード支払(しはら)い - credit card payments
  • 保険料(ほけんりょう) - insurance premiums
  • サブスク料金(りょうきん) - subscription fees