かはらいきん
noun
overpaid money; overpayment refund
1. overpaid money; overpayment refund
Money paid in excess of what was actually owed. Most often refers to interest overpaid on consumer loans that the borrower can legally reclaim.
過払(かはら)(きん)()(もど)す。
to reclaim overpaid money
過払(かはら)(きん)返還(へんかん)請求(せいきゅう)した。
I filed a claim for a refund of the overpayment.
弁護士(べんごし)過払(かはら)(きん)について相談(そうだん)した。
I consulted a lawyer about overpaid interest.

A legal and financial term. In Japan it became widely known through claims to recover interest charged above the legal cap by consumer-finance lenders.

COMMON COLLOCATIONS:

  • 過払(かはら)(きん)請求(せいきゅう): a claim for overpaid money
  • 過払(かはら)(きん)返還(へんかん)する: to refund an overpayment
  • 過払(かはら)(きん)発生(はっせい)する: an overpayment arises