被保険者(ひほけんしゃ)

Composed of 被(ひ) (passive prefix, "the one receiving") + 保険(ほけん) ("insurance") + 者(しゃ) ("person"), literally "the person who is insured." A standard legal/insurance term appearing on policy documents, enrollment forms, and social-insurance cards (e.g., 健康保険被保険者証(けんこうほけんひほけんしゃしょう), the health-insurance card).

Usage

• In life insurance, the 被保険者(ひほけんしゃ) is the person whose life is covered; their death or illness triggers the payout.
• In health insurance, the 被保険者(ひほけんしゃ) is the enrolled employee; their dependents are called 被扶養者(ひふようしゃ).
• Forms often ask for 被保険者氏名(ひほけんしゃしめい) (name of the insured) separately from the applicant.

Common collocations

• 被保険者(ひほけんしゃ)証(しょう): insurance card / certificate of the insured
• 被保険者(ひほけんしゃ)の氏名(しめい): name of the insured
• 被保険者(ひほけんしゃ)番号(ばんごう): insured person's ID number
• 被保険者(ひほけんしゃ)本人(ほんにん): the insured party themselves

Related words

• 保険者(ほけんしゃ): insurer — the company or body providing the insurance
• 契約者(けいやくしゃ): policyholder — the person who signs the contract and pays premiums
• 受取人(うけとりにん): beneficiary — the person who receives the payout
• 被扶養者(ひふようしゃ): dependent — a family member covered under the insured's policy
• 保険料(ほけんりょう): insurance premium
• 給付金(きゅうふきん): benefit payment