信 用 金 庫(しんようきんこ)

しんようきんこ

noun

credit union, credit association

1. credit union, credit association

A cooperative financial institution that serves members within a specific local area, providing savings accounts, loans, and other banking services primarily to small businesses and individuals.

信用金庫(しんようきんこ)に預金(よきん)した。

I deposited money at the credit union.

地元(じもと)の信用金庫(しんようきんこ)から融資(ゆうし)を受(う)けた。

I received a loan from the local credit union.

この信用金庫(しんようきんこ)は地域(ちいき)の中小企業(ちゅうしょうきぎょう)を支援(しえん)することを目的(もくてき)としている。

This credit union aims to support small and medium businesses in the area.

A type of cooperative financial institution (協同組織(きょうどうそしき)) unique to Japan's financial system. Unlike banks, 信用金庫(しんようきんこ) are member-owned and focused on serving local communities. Often abbreviated to 信金(しんきん).

Common collocations

信用金庫(しんようきんこ)に口座(こうざ)を開(ひら)く: to open an account at a credit union
地元(じもと)の信用金庫(しんようきんこ): local credit union
信金(しんきん): abbreviated form

Similar words

銀行(ぎんこう): bank (larger, publicly traded, nationwide)
信用組合(しんようくみあい): credit cooperative (even smaller scale than 信用金庫(しんようきんこ))
農協(のうきょう): agricultural cooperative (serves farmers specifically)

Related Words

Compare: 銀行(ぎんこう) (bank)

Compare: 農協(のうきょう) (agricultural cooperative)

Related: 金融機関(きんゆうきかん) (financial institution)

Compare: 証券会社(しょうけんがいしゃ) (securities company, brokerage firm)

general

Added 2026.4.21 0:28 · Revised 2026.9.2 13:02

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