信用金庫(しんようきんこ)

しんようきんこ
noun
credit union, credit association
1. credit union, credit association
A cooperative financial institution that serves members within a specific local area, providing savings accounts, loans, and other banking services primarily to small businesses and individuals.
信用金庫(しんようきんこ)に預金(よきん)した。
I deposited money at the credit union.
地元(じもと)の信用金庫(しんようきんこ)から融資(ゆうし)を受(う)けた。
I received a loan from the local credit union.
この信用金庫(しんようきんこ)は地域(ちいき)の中小企業(ちゅうしょうきぎょう)を支援(しえん)することを目的(もくてき)としている。
This credit union aims to support small and medium businesses in the area.

A type of cooperative financial institution (協同組織(きょうどうそしき)) unique to Japan's financial system. Unlike banks, 信用金庫(しんようきんこ) are member-owned and focused on serving local communities. Often abbreviated to 信金(しんきん).

COMMON COLLOCATIONS:

  • 信用金庫(しんようきんこ)に口座(こうざ)を開(ひら)く: to open an account at a credit union
  • 地元(じもと)の信用金庫(しんようきんこ): local credit union
  • 信金(しんきん): abbreviated form

SIMILAR WORDS:

  • 銀行(ぎんこう): bank (larger, publicly traded, nationwide)
  • 信用組合(しんようくみあい): credit cooperative (even smaller scale than 信用金庫(しんようきんこ))
  • 農協(のうきょう): agricultural cooperative (serves farmers specifically)
general
Added 2026.4.21 0:28
24500/24783_shinyoukinko