1.
property damage; material damage
Damage to physical property such as vehicles, buildings, or objects, as opposed to personal injury. Commonly used in insurance, legal, and accident contexts.
幸い物損だけで済んだ。
Fortunately, it was only property damage.
物損事故の場合は警察への届け出が必要だ。
In the case of a property damage accident, reporting to the police is required.
台風による物損被害は数億円に上ると見積もられている。
Property damage from the typhoon is estimated to amount to several hundred million yen.
Abbreviation of 物的損害 (material damage). Contrasts with 人損 or 人身 (personal injury). Essential vocabulary for understanding traffic accident reports and insurance documents.
USAGE:
Most frequently encountered in the compound 物損事故 (property damage accident), which refers to a traffic accident where only vehicles or objects are damaged and no one is injured. This distinction matters for insurance claims and police reports.
COMMON COLLOCATIONS:
- 物損事故: property damage accident (no injuries)
- 物損被害: property damage losses
- 物損のみ: property damage only
- 物損扱い: treated as property damage
- 物損請求: property damage claim
SIMILAR WORDS:
- 人身事故: personal injury accident — an accident involving bodily harm, contrasted with 物損事故
- 損害: damage; loss — the broader term for any kind of damage or loss
- 破損: breakage; damage — focuses on the physical breaking of an object rather than the legal/insurance concept