自動車(じどうしゃ)保険(ほけん)

じどうしゃほけん
noun
car insurance; automobile insurance
1. car insurance; automobile insurance; motor vehicle insurance
Insurance that covers damages, liability, and injuries related to motor vehicles. In Japan, this includes both mandatory government insurance and optional private insurance.
自動車(じどうしゃ)保険(ほけん)に加入(かにゅう)する。
To take out car insurance.
自動車(じどうしゃ)保険(ほけん)の更新(こうしん)を忘(わす)れないでください。
Please don't forget to renew your car insurance.
事故(じこ)を起(お)こしたので、自動車(じどうしゃ)保険(ほけん)の保険料(ほけんりょう)が上(あ)がってしまった。
Because I caused an accident, my car insurance premiums went up.

In Japan, car insurance is divided into two categories: 自賠責(じばいせき)保険(ほけん) (compulsory automobile liability insurance, required by law) and 任意(にんい)保険(ほけん) (optional/voluntary insurance, covering additional damages and liability beyond the mandatory minimum). Most drivers carry both.

COMMON COLLOCATIONS:

  • 自動車(じどうしゃ)保険(ほけん)に加入(かにゅう)する: to sign up for car insurance
  • 自動車(じどうしゃ)保険(ほけん)を更新(こうしん)する: to renew car insurance
  • 自動車(じどうしゃ)保険(ほけん)の保険料(ほけんりょう): car insurance premium
  • 自動車(じどうしゃ)保険(ほけん)の等級(とうきゅう): insurance grade/rating class

TYPES:

  • 自賠責(じばいせき)保険(ほけん): compulsory liability insurance (legally required)
  • 任意(にんい)保険(ほけん): voluntary insurance (recommended but not legally required)
  • 車両(しゃりょう)保険(ほけん): vehicle damage insurance (covers your own car)
  • 対人(たいじん)保険(ほけん): personal liability insurance
  • 対物(たいぶつ)保険(ほけん): property damage insurance

SIMILAR WORDS:

  • 生命(せいめい)保険(ほけん): life insurance — covers death and illness
  • 火災(かさい)保険(ほけん): fire insurance — covers property damage from fire
  • 損害(そんがい)保険(ほけん): non-life insurance — broader category that includes car insurance
general
Added 2026.5.1 23:09
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