(とうざこうざ)

とうざこうざ
noun
current account; checking account
1. current account; checking account
A bank account designed for frequent transactions, primarily used by businesses. Unlike ordinary savings accounts, current accounts typically allow check issuance but pay no interest on the balance.
会社(かいしゃ)当座口座(とうざこうざ)(ひら)いた。
I opened a current account for the company.
当座口座(とうざこうざ)利息(りそく)がつかないが、小切手(こぎって)使(つか)える。
A current account doesn't earn interest, but you can use checks.
取引先(とりひきさき)への支払(しはら)いは当座口座(とうざこうざ)から()()んでいる。
We make payments to business partners from the current account.

Composed of 当座(とうざ) (current, immediate) and 口座(こうざ) (account). The formal name is 当座預金口座(とうざよきんこうざ). Primarily used by businesses for commercial transactions. Unlike 普通口座(ふつうこうざ), a current account allows issuing checks (小切手(こぎって)) and promissory notes (手形(てがた)), making it essential for business finance.

COMMON COLLOCATIONS:

  • 当座口座(とうざこうざ)開設(かいせつ)する: to open a current account
  • 当座口座(とうざこうざ)残高(ざんだか): current account balance
  • 当座口座(とうざこうざ)振込(ふりこみ): transfer to a current account

SIMILAR WORDS:

  • 普通口座(ふつうこうざ): ordinary savings account — the standard personal account with interest but no check-writing ability
  • 定期預金(ていきよきん): fixed-term deposit — locks funds for a set period at a higher interest rate
  • 当座貸越(とうざかしこし): overdraft — borrowing beyond the current account balance, a feature of some current accounts