定 期 預 金(ていきよきん)

ていきよきん

noun

time deposit; fixed-term deposit; term savings

1. time deposit; fixed-term deposit; term savings

A type of bank deposit where money is deposited for a set period of time at a fixed interest rate. Early withdrawal typically incurs a penalty or reduced interest.

定期預金(ていきよきん)に預(あず)ける。

To put money in a time deposit.

定期預金(ていきよきん)の金利(きんり)が低(ひく)い。

The interest rate on time deposits is low.

一年(いちねん)定期預金(ていきよきん)が満期(まんき)を迎(むか)えた。

My one-year time deposit has reached maturity.

普通預金(ふつうよきん)よりも定期預金(ていきよきん)の方(ほう)が利率(りりつ)が高(たか)い。

Time deposits have a higher interest rate than regular savings accounts.

Compound of 定期(ていき) (fixed-term) and 預金(よきん) (deposit/savings). Often abbreviated as 定期(ていき) in casual speech. A basic financial product offered by all Japanese banks.

Common collocations

定期預金(ていきよきん)を組(く)む: to set up a time deposit
定期預金(ていきよきん)を解約(かいやく)する: to cancel/withdraw a time deposit early
定期預金(ていきよきん)の満期(まんき): maturity of a time deposit
定期預金(ていきよきん)の金利(きんり): time deposit interest rate
一年(いちねん)定期(ていき): one-year term deposit

Similar words

普通預金(ふつうよきん): regular savings account — money can be freely deposited and withdrawn, lower interest
貯金(ちょきん): savings — general term for saving money, can refer to postal savings specifically
積立(つみたて)預金(よきん): installment savings — regular deposits over time toward a savings goal

Related Words

Compare: 普通(ふつう)預金(よきん) (regular savings account)

Compare: 貯金(ちょきん) (savings)

Related: 定期的(ていきてき) (regular, periodic)

Related: 積(つ)み立(た)てる (to save up regularly)

Compare: 普通口座(ふつうこうざ) (ordinary savings account)

Compare: 当座口座(とうざこうざ) (current account)

Related: 銀行口座(ぎんこうこうざ) (bank account)

Related: 当座預金(とうざよきん) (checking account)

general

Added 2026.4.6 0:13 · Revised 2026.9.2 13:02

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