1.
time deposit; fixed-term deposit; term savings
A type of bank deposit where money is deposited for a set period of time at a fixed interest rate. Early withdrawal typically incurs a penalty or reduced interest.
定期預金に預ける。
To put money in a time deposit.
定期預金の金利が低い。
The interest rate on time deposits is low.
一年定期預金��満期を迎えた。
My one-year time deposit has reached maturity.
普通預金よりも定期預金の方が利率が高い。
Time deposits have a higher interest rate than regular savings accounts.
Compound of 定期 (fixed-term) and 預金 (deposit/savings). Often abbreviated as 定期 in casual speech. A basic financial product offered by all Japanese banks.
COMMON COLLOCATIONS:
- 定期預金を組む: to set up a time deposit
- 定期預金を解約する: to cancel/withdraw a time deposit early
- 定期預金の満期: maturity of a time deposit
- 定期預金の金利: time deposit interest rate
- 一年定期: one-year term deposit
SIMILAR WORDS:
- 普通預金: regular savings account — money can be freely deposited and withdrawn, lower interest
- 貯金: savings — general term for saving money, can refer to postal savings specifically
- 積立預金: installment savings — regular deposits over time toward a savings goal