1.
checking account; current account
A bank account primarily used by businesses for issuing checks and making frequent transactions. Unlike savings accounts, it typically does not earn interest.
当座預金を開設する。
To open a checking account.
当座預金は利息がつかない。
Checking accounts don't earn interest.
会社の支払いは当座預金から小切手で行われる。
Company payments are made by check from the checking account.
A financial term composed of 当座 (current; for the time being) + 預金 (deposit; savings). In Japan, 当座預金 accounts are used mainly by businesses and are linked to 小切手 (check) transactions. Individuals typically use 普通預金 (ordinary savings accounts) for everyday banking.
COMMON COLLOCATIONS:
- 当座預金口座: checking account
- 当座預金の残高: checking account balance
- 当座取引: current account transactions
- 当座借越: overdraft
RELATED TERMS:
- 普通預金: ordinary savings account — the most common type of individual bank account in Japan
- 定期預金: fixed-term deposit; time deposit — earns higher interest but funds are locked for a set period
- 小切手: check — the main instrument used with checking accounts