当 座 預 金(とうざよきん)

とうざよきん

noun

checking account; current account

formalbusinessmoney

1. checking account; current account

A bank account primarily used by businesses for issuing checks and making frequent transactions. Unlike savings accounts, it typically does not earn interest.

当座預金(とうざよきん)を開設(かいせつ)する。

To open a checking account.

当座預金(とうざよきん)は利息(りそく)がつかない。

Checking accounts don't earn interest.

会社(かいしゃ)の支払(しはら)いは当座預金(とうざよきん)から小切手(こぎって)で行(おこな)われる。

Company payments are made by check from the checking account.

A financial term composed of 当座(とうざ) (current; for the time being) + 預金(よきん) (deposit; savings). In Japan, 当座預金(とうざよきん) accounts are used mainly by businesses and are linked to 小切手(こぎって) (check) transactions. Individuals typically use 普通預金(ふつうよきん) (ordinary savings accounts) for everyday banking.

Common collocations

当座預金(とうざよきん)口座(こうざ): checking account
当座預金(とうざよきん)の残高(ざんだか): checking account balance
当座(とうざ)取引(とりひき): current account transactions
当座(とうざ)借越(かりこし): overdraft

Related words

普通預金(ふつうよきん): ordinary savings account — the most common type of individual bank account in Japan
定期預金(ていきよきん): fixed-term deposit; time deposit — earns higher interest but funds are locked for a set period
小切手(こぎって): check — the main instrument used with checking accounts

Related Words

Related: 普通(ふつう)預金(よきん) (ordinary savings account)

Related: 定期預金(ていきよきん) (fixed-term deposit)

Related: 小切手(こぎって) (check)

Related: 銀行口座(ぎんこうこうざ) (bank account)

general

Added 2026.5.6 23:24 · Revised 2026.9.2 13:02

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