1.
ordinary savings account; regular deposit account
The most common type of bank account in Japan, allowing deposits and withdrawals at any time. Equivalent to a basic checking/savings account in English-speaking countries.
普通預金の口座を開く。
To open an ordinary savings account.
給料は普通預金に振り込まれる。
The salary is deposited into the ordinary savings account.
普通預金の金利は今とても低い。
The interest rate on ordinary savings accounts is very low right now.
The standard, most common type of bank account in Japan. When opening a bank account, this is typically the default choice. Money can be deposited and withdrawn freely, and it serves as the destination for salary payments, utility bill debits, and everyday transactions.
COMMON COLLOCATIONS:
- 普通預金口座: ordinary savings account (the full formal term)
- 普通預金の残高: savings account balance
- 普通預金の通帳: savings account passbook
RELATED ACCOUNT TYPES:
- 定期預金: fixed-term deposit — money is locked for a set period in exchange for higher interest
- 当座預金: current account / checking account — used mainly by businesses, does not earn interest
- 貯蓄預金: savings deposit — a higher-interest account with minimum balance requirements