金利(きんり)

金利(きんり) refers to interest rates in banking and finance. It covers both the rate charged on loans and the rate earned on deposits.

COMMON COLLOCATIONS:

• 金利(きんり)を上(あ)げる/下(さ)げる: to raise/lower interest rates
• 金利(きんり)が上(あ)がる/下(さ)がる: interest rates rise/fall
• 低(てい)金利(きんり): low interest rate
• 高(こう)金利(きんり): high interest rate
• 変動(へんどう)金利(きんり): variable interest rate
• 固定(こてい)金利(きんり): fixed interest rate

RELATED TERMS:

• 利息(りそく): interest (the actual money paid/earned)
• 利率(りりつ): interest rate (synonym, slightly more technical)
• 年利(ねんり): annual interest rate

NOTE:
金利(きんり) often appears in news about 日本銀行(にほんぎんこう) (Bank of Japan) monetary policy decisions.