1.
interest rate
The percentage charged for borrowing money or paid for depositing money.
金利が上がった。
Interest rates went up.
低金利時代が続いている。
The era of low interest rates continues.
ローンの金利を比較する。
Compare loan interest rates.
金利 refers to interest rates in banking and finance. It covers both the rate charged on loans and the rate earned on deposits.
COMMON COLLOCATIONS:
- 金利を上げる/下げる: to raise/lower interest rates
- 金利が上がる/下がる: interest rates rise/fall
- 低金利: low interest rate
- 高金利: high interest rate
- 変動金利: variable interest rate
- 固定金利: fixed interest rate
RELATED TERMS:
- 利息: interest (the actual money paid/earned)
- 利率: interest rate (synonym, slightly more technical)
- 年利: annual interest rate
NOTE:
金利 often appears in news about 日本銀行 (Bank of Japan) monetary policy decisions.