1.
interest rate
The percentage of a principal amount charged or earned as interest over a given period.
利率が低い。
The interest rate is low.
年利率3パーセントで借りた。
I borrowed at an annual interest rate of 3%.
住宅ローンの利率は金融機関によって異なる。
Mortgage interest rates differ depending on the financial institution.
Composed of 利 (interest, profit) + 率 (rate, ratio). Used in banking and financial contexts for the percentage of interest on loans, savings, and investments.
COMMON COLLOCATIONS:
- 年利率: annual interest rate
- 固定利率: fixed interest rate
- 変動利率: variable interest rate
- 利率が上がる: the interest rate rises
SIMILAR WORDS:
- 金利: interest; interest rate — more commonly used in everyday financial discussions
- 利子: interest (the amount earned or paid) — refers to the actual money, not the rate
- 利息: interest (on deposits or loans) — similar to 利子, refers to the monetary amount