年利(ねんり)

ねんり
noun
annual interest rate
businessbusiness
1. annual interest rate; yearly interest
An interest rate expressed on a per-year basis. The standard unit for advertising loan and deposit rates in Japan.
年利(ねんり)1パーセントで借(か)りた。
I borrowed at one percent annual interest.
この定期預金(ていきよきん)は年利(ねんり)が高(たか)い。
This fixed-term deposit has a high annual interest rate.
カードローンは年利(ねんり)が高(たか)いので気(き)をつけたほうがいい。
Card loans have high annual interest, so you should be careful.

Compound of 年(ねん) (year) + 利(り) (interest; profit). The default time unit for quoting interest rates in everyday Japanese finance.

Common collocations

Similar words

  • 月利(げつり): monthly interest rate — used mainly for short-term consumer credit
  • 利率(りりつ): interest rate (general term, time unit unspecified)
  • 金利(きんり): interest rate; finance charge — broader, often used for loans and deposits without specifying the period

Related Words

Compare: 利率(りりつ) (interest rate)
Compare: 金利(きんり) (interest rate)
general
Added 2026.6.3 12:17 · Revised 2026.9.2 13:02
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