年利(ねんり)

ねんり
noun
annual interest rate
1. annual interest rate; yearly interest
An interest rate expressed on a per-year basis. The standard unit for advertising loan and deposit rates in Japan.
年利(ねんり)1パーセントで借(か)りた。
I borrowed at one percent annual interest.
この定期預金(ていきよきん)は年利(ねんり)が高(たか)い。
This fixed-term deposit has a high annual interest rate.
カードローンは年利(ねんり)が高(たか)いので気(き)をつけたほうがいい。
Card loans have high annual interest, so you should be careful.

Compound of 年(ねん) (year) + 利(り) (interest; profit). The default time unit for quoting interest rates in everyday Japanese finance.

COMMON COLLOCATIONS:

  • 年利(ねんり)換算(かんさん): annualized rate
  • 年利(ねんり)が高(たか)い / 低(ひく)い: high / low annual interest
  • 年利(ねんり)固定(こてい): fixed annual rate
  • 実質(じっしつ)年利(ねんり): real (after-fee) annual interest rate

SIMILAR WORDS:

  • 月利(げつり): monthly interest rate — used mainly for short-term consumer credit
  • 利率(りりつ): interest rate (general term, time unit unspecified)
  • 金利(きんり): interest rate; finance charge — broader, often used for loans and deposits without specifying the period
general
Added 2026.6.3 12:17
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