1.
ordinary savings account; regular bank account
The most common type of bank account in Japan, used for everyday deposits, withdrawals, and automatic payments. Formally called 普通預金口座, this is the standard account type that individuals open for personal banking.
普通口座を開設したい。
I'd like to open an ordinary savings account.
給料は普通口座に振り込まれます。
Your salary will be deposited into your regular bank account.
普通口座の金利は低いが、いつでもお金を引き出せるので便利だ。
The interest rate on an ordinary account is low, but it's convenient because you can withdraw money anytime.
Composed of 普通 (ordinary, regular) and 口座 (account). The formal name is 普通預金口座, but 普通口座 is the common abbreviation. This is the first type of bank account most people in Japan open, used for daily transactions, salary deposits, and automatic bill payments.
COMMON COLLOCATIONS:
- 普通口座を開く: to open an ordinary account
- 普通口座の残高: balance of one's ordinary account
- 普通口座に入金する: to deposit into one's ordinary account
SIMILAR WORDS:
- 当座口座: current account — used primarily by businesses for checks and large transactions; no interest is paid
- 定期預金: fixed-term deposit — money deposited for a set period at a higher interest rate; cannot be freely withdrawn
- 総合口座: comprehensive account — bundles ordinary savings and fixed deposits into one account