ゆうちょ(ぎんこう)

ゆうちょぎんこう
noun
Japan Post Bank
businessmoneyfinancebusiness
1. Japan Post Bank
A nationwide bank operated by the Japan Post group. Its branches share counters with post offices, and its ATMs are found throughout Japan, making it one of the most widely accessible financial institutions in the country.
ゆうちょ銀行(ぎんこう)口座(こうざ)(ひら)いた
I opened an account at Japan Post Bank.
(ちか)郵便局(ゆうびんきょく)ゆうちょ銀行(ぎんこう)ATM使(つか)える
You can use Japan Post Bank ATMs at the nearby post office.
The rent is automatically debited from my Japan Post Bank account.

Spun off from the postal savings system in 2007 when Japan Post was privatized. The 郵便貯金(ゆうびんちょきん) (postal savings) it replaced is still a familiar term among older speakers.

Common collocations

Usage

Widely used because every post office across the country also functions as a branch counter. The 記号(きごう)-番号(ばんごう) (5-digit symbol + 8-digit number) format of its accounts differs from ordinary bank account numbers and sometimes needs to be converted for transfers from other banks.