1.
property damage accident; non-injury accident
A traffic accident in which only property (vehicles, structures, etc.) is damaged and no person is injured. Contrasted with 人身事故 (personal injury accident). Important in insurance and legal contexts.
幸い物損事故で済んだ。
Fortunately, it was only a property damage accident.
物損事故でも警察に届けるべきだ。
Even for a property damage accident, you should report it to the police.
駐車場で物損事故を起こしたが、相手の車の持ち主が見つからなかった。
I caused a property damage accident in the parking lot, but I couldn't find the owner of the other car.
USAGE:
A legal and insurance term frequently encountered in daily life. In Japan, even minor fender benders should be reported to the police for insurance purposes. A 物損事故 has different legal and insurance implications than a 人身事故.
COMMON COLLOCATIONS:
- 物損事故を起こす (to cause a property damage accident)
- 物損事故で済む (to end up as just property damage)
- 物損事故の届け出 (reporting a property damage accident)
SIMILAR WORDS:
- 人身事故: personal injury accident — an accident involving injuries to people
- 交通事故: traffic accident — the general term covering all types