1.
property damage accident; non-injury accident
A traffic accident in which only property (vehicles, structures, etc.) is damaged and no person is injured. Contrasted with 人身事故 (personal injury accident). Important in insurance and legal contexts.
Usage
A legal and insurance term frequently encountered in daily life. In Japan, even minor fender benders should be reported to the police for insurance purposes. A 物損事故 has different legal and insurance implications than a 人身事故.
Common collocations
- 物損事故を起こす (to cause a property damage accident)
- 物損事故で済む (to end up as just property damage)
- 物損事故の届け出 (reporting a property damage accident)
Similar words
Related Words
Antonym:
人身事故 (personal injury accident)
Related:
交通事故 (traffic accident)
Compare:
追突事故 (rear-end collision)
Compare:
接触事故 (minor collision)