1.
credit limit; usage limit (amount); spending cap
The maximum amount that a user is permitted to charge, withdraw, or spend — most commonly the credit limit on a credit card, but also used for debit cards, prepaid cards, point services, and other usage-based accounts.
利用限度額は50万円です。
The credit limit is 500,000 yen.
クレジットカードの利用限度額を引き上げたい。
I want to raise the credit limit on my credit card.
今月はもう利用限度額に達してしまったので、カードが使えない。
I've already hit my credit limit for this month, so I can't use the card.
カード会社に連絡すれば、利用限度額を一時的に増額してもらえる場合もあります。
If you contact the card company, they may be able to temporarily raise your credit limit.
Composed of 利用 (use, utilization), 限度 (limit), and 額 (amount, sum). The standard term used on credit card statements, banking apps, and service contracts in Japan to refer to the maximum chargeable or usable amount.
USAGE:
Most commonly seen in the context of credit cards ({クレジットカード}), where it refers to the cardholder's credit limit. Also used for debit cards, prepaid cards, electronic money services, and subscription-style services that have a usage cap.
COMMON COLLOCATIONS:
- 利用限度額を超える: to exceed the credit limit
- 利用限度額に達する: to reach the credit limit
- 利用限度額を引き上げる / 増額する: to raise the limit
- 利用限度額を引き下げる: to lower the limit
- 利用限度額の設定: setting of the limit
SIMILAR WORDS:
- 限度額: limit amount — the more general term; 利用限度額 specifies that it is a use/spending limit
- 与信枠: credit line — the bank-side term for the credit extended to a cardholder; more technical
- 利用可能額: available credit — the amount currently available to spend, i.e., the limit minus what has already been used