貸 出(かしだし)金 利(きんり)

かしだしきんり

noun

lending rate; loan interest rate

1. lending rate; interest rate on loans

The rate of interest a bank charges when it lends money. Contrasted with the deposit rate a bank pays to savers; the gap between them is the bank's margin.

貸出(かしだし)金利(きんり)が上(あ)がった。

Lending rates have risen.

銀行(ぎんこう)によって貸出(かしだし)金利(きんり)が違(ちが)うので、比(くら)べたほうがいい。

Lending rates differ by bank, so it's better to compare.

日銀(にちぎん)が政策(せいさく)金利(きんり)を引(ひ)き上(あ)げれば、各行(かくこう)の貸出(かしだし)金利(きんり)にも影響(えいきょう)が出(で)る。

If the Bank of Japan raises its policy rate, bank lending rates will be affected too.

A standard term in banking and financial news.

Common collocations

貸出(かしだし)金利(きんり)が上(あ)がる／下(さ)がる: lending rates rise / fall
貸出(かしだし)金利(きんり)を引(ひ)き上(あ)げる: to raise the lending rate
低(てい)金利(きんり): low interest rates

Similar words

預金(よきん)金利(きんり): deposit rate — what the bank pays you, the mirror image of this term
政策(せいさく)金利(きんり): policy rate — the central bank's benchmark, which drives lending rates
利息(りそく): interest — the money itself, not the rate

Related Words

Compare: 政策金利(せいさくきんり) (policy rate)

Compare: 利息(りそく) (interest)

Compare: 預金利率 (deposit interest rate)

general

Added 2026.7.26 3:20 · Revised 2026.9.2 13:02

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