年 金(ねんきん)

ねんきん

noun

pension; annuity

transportation work

1. pension; retirement benefit

Regular payments received after retirement, funded by contributions during working years.

国民(こくみん)年金(ねんきん)に加入(かにゅう)している。

I'm enrolled in the national pension system.

年金(ねんきん)だけでは生活(せいかつ)が厳(きび)しい。

It's hard to live on pension alone.

年金(ねんきん)は65歳(さい)から受(う)け取(と)れる。

You can receive pension starting at age 65.

2. annuity

Fixed payments received at regular intervals from an investment or insurance.

個人(こじん)年金(ねんきん)に入(はい)る。

Enroll in a personal annuity.

年金(ねんきん)保険(ほけん)に加入(かにゅう)した。

I signed up for annuity insurance.

老後(ろうご)の生活(せいかつ)のために、若(わか)いうちから個人(こじん)年金(ねんきん)を積(つ)み立(た)てている。

I've been building up a personal annuity from a young age for my retirement.

年金(ねんきん) is a compound: 年(ねん) (year) + 金(きん) (money).

Japanese pension types

国民(こくみん)年金(ねんきん) (National Pension - basic, mandatory for all)
厚生(こうせい)年金(ねんきん) (Employees' Pension - for company employees)
企業(きぎょう)年金(ねんきん) (Corporate pension)
個人(こじん)年金(ねんきん) (Personal/private pension)

Common collocations

年金(ねんきん)を払(はら)う (to pay pension premiums)
年金(ねんきん)を受(う)け取(と)る (to receive pension)
年金(ねんきん)に加入(かにゅう)する (to enroll in pension)
年金(ねんきん)受給(じゅきゅう) (pension receipt)

Cultural note

Japan's aging society has put pressure on the pension system. 年金問題(ねんきんもんだい) (pension issues) is a frequent topic of discussion.

Related Words

Related: 退職金(たいしょくきん) (retirement allowance)

general

Added 2026.1.16 8:09 · Revised 2026.9.4 21:29

04500/04695_nenkin